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Staking vs. EARN: Which One’s Right for You?

In crypto, there are two major ways to earn passive income without actively trading: staking and EARN offerings. Both can help you grow your portfolio while you sleep but they work differently, come with different risks, and offer different rewards.

Let’s break down what each one is, how they compare, and why Ouinex offers what we believe is the best EARN offering in the market up to 10% APY on stablecoins. And that’s over a year…not 48 hours! 

Please note: This article does not constitute investment advice. Laws governing crypto, derivatives, and other forms of trading and investments as well as taxation vary by region and are subject to change. You are responsible for complying with the laws in your jurisdiction. Ouinex’s services and offers, including those mentioned in this article if any may vary by location and are subject to change. All investments carry risk.

Key Takeaways

  • Staking and EARN are two smart ways to grow your crypto passively
  • Staking supports blockchain networks and rewards you in crypto
  • EARN lends out your funds and pays you interest Ouinex offers up to 10% APY on stablecoins
  • Choose based on your risk tolerance, timeframe, and income goals

What Is Staking?

Staking means locking up your crypto in a blockchain network that uses proof-of-stake (PoS) to help secure the chain and process transactions. In return, you earn rewards, typically paid out in the same token you staked.

You’re not lending your tokens you’re supporting the network. Think of it as earning yield while doing infrastructure work behind the scenes.

Some platforms offers off-chain tokens that you can still stake, they just don’t support the network in the same way.

Pros of Staking:

  • Earn passive income by supporting the network
  • Low-effort, long-term strategy
  • Rewards often compound if restaked

Cons of Staking:

  • Tokens may be locked for fixed periods
  • If the market drops, your staked token value can fall
  • Not all networks or platforms are transparent or secure

On Ouinex, you can stake our native token, $OUIX. Apart from a yield, it will also give you other perks, like lower spot crypto fees, higher referral rates, and more. 

What Is an EARN Offering?

An EARN offering is a low-risk way to earn interest by lending your crypto to trusted borrowers or liquidity providers. The platform puts your funds to work (through DeFi protocols or vetted institutions), and you earn a percentage in return.

Ouinex’s EARN program offers a number of different coins. With up to 10% APY for stablecoins, it’s one of the most attractive returns available in a low-risk setup.

Pros of EARN:

  • High APY especially on stablecoins
  • More predictable returns
  • Flexible terms (often no lock-ups on Ouinex you set the time period yourself, or opt for flexible)

Cons of EARN:

  • Your funds are lent out, so there’s some lending platform risk
  • Returns depend on supply/demand for borrowing
  • APYs can vary over time
     

Use the EARN calculator to find out the APY for the coins we offer.
 

Note that you have got to use a secure platform for an EARN offering. Also, beware that some platforms offer super high APYs…but it’s only for 24 or 48 hours. So it does not give you the kind of return you’d get over a year. 

Should You Choose an EARN Offering or Staking?

It depends on your goals:

  • If you’re a long-term holder of PoS tokens and want to earn rewards in-kind, staking is a great option.
  • If you want consistent returns without worrying about token prices, EARN on stablecoins is hard to beat.

On Ouinex, you can do both and we’ve designed both systems to be transparent, secure, and easy to use.

Why Ouinex Offers the Best EARN Offering

  • Up to 10% APY on stablecoins like USDC
  • No hidden fees or fuzzy math your projected return is always clear
  • Trusted partners only your funds are never thrown into high-risk DeFi
  • Flexible terms choose your time period, or opt for flexible
  • Simple UI earn interest in just a few clicks
  • Stake $OUIX stake our native token and increase your OUIXPower.

Whether you’re parking your stablecoins or exploring staking rewards, Ouinex gives you full control over how your crypto earns.

FAQs About Staking vs EARN on Ouinex

What’s the main difference between staking and EARN?
Staking means you lock up your crypto to support a network in return for yield and other rewards . EARN lends your crypto (often stablecoins) and pays interest like a high-yield savings account for crypto.

Is EARN safer than staking?
EARN is often less volatile, especially when using stablecoins. But it comes with different risks, like counterparty and lending platform exposure. You have to use a trusted platform. 

Can I use both staking and EARN on Ouinex?
Yes. You can split your holdings between staking and EARN depending on your goals.

What are the APYs for Ouinex’s EARN offering?
We offer up to 10% APY on select stablecoins. Rates are visible and updated regularly before you commit. You can choose your coin and the time period (or opt for flexible) here and calculate your APY.

Do I need to lock up funds for EARN?
Ouinex offers flexible and fixed-term EARN products. You choose what works for you.

Is EARN available in demo mode?
No. Demo mode is for the trading platform. But you can calculate your potential APY for the coins we offer for our EARN offering here.

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