Ripple CEO Predicts XRP ETFs by 2025 as Whale Holdings Surge

By Ouinex

Brad Garlinghouse, the CEO of Ripple, has boldly predicted that an XRP ETF could become a reality by the second half of 2025, as the competition for cryptocurrency exchange traded funds (ETFs) intensifies.

Garlinghouse, a long-time advocate for mainstream crypto adoption, believes regulatory clarity in the US and abroad will pave the way for institutional-grade products tied to XRP. His remarks come amid a significant accumulation of XRP by large investors, commonly referred to as “whales,” who have increased their holdings by 6.5%, now sitting at a staggering $114 billion.

“This is a matter of ‘when’ rather than ‘if,’” Garlinghouse said, referring to the likelihood of an XRP ETF launching in the next 18 months. “Institutional demand is growing, and the market will adapt.”

Ripple has long been embroiled in a legal battle with the US Securities and Exchange Commission (SEC), but recent victories in court have strengthened investor confidence. Analysts believe an XRP ETF could follow the path of Bitcoin and Ethereum ETFs, providing a structured and regulated way for institutions to gain exposure to the digital asset.

However, sceptics caution that despite the optimism, regulatory hurdles remain. The SEC’s reluctance to greenlight new crypto ETFs without ironclad compliance measures could delay XRP’s entry into the ETF space.

For now, whales continue to accumulate, signalling confidence in XRP’s long-term prospects. Whether this translates into a future ETF remains to be seen.